Retirement Planning

The purpose of having a financial strategy is to provide you with a road map of what you need to do to achieve all of your financial goals and objectives. Having this financial road map, will help you make  informed decisions about what you spend, save or invest.

A life goals analysis is a tool to identify if you are on track to achieve your goals and objectives. The analysis will provide a snapshot of your entire future financial life. It identifies all anticipated sources of income and all anticipated expenses.

Recognizing all sources of income and expenses and the timing of each, we are able to identify years where you may  have a shortfall. If your portfolio cannot cover these “shortfalls” other actions may need to be taken to ensure your plan is not jeopardized.

Good planning now with the help of your financial advisor will help you go from shortfall to surplus, ensuring you will still able to meet your retirement goals.

Click here for more information on a Tax-free Savings Account

Links:
 
 Financial Planning magazine

Contact us for your free copy of  A Simple Guide To Guaranteed Investing by Jim Yih.  This is the  perfect book for conservative investors. This book will teach you why it is important to guarantee your investments and how to enhance your returns but play it safe.